Already clicked, or already paid?
Don't wait and don't feel embarrassed. Speed matters more than anything else here.
Lost money? Start here
Call your bankUse the number on the back of your card. Ask them to stop the payment, dispute the charge and lock your card or account.
Same day if you can. Disputes have deadlines.- Call your bank or card companyTell them it was a scam, the amount and where the money went: Zelle, wire, gift card or crypto.
- Report it to the FTCAt reportfraud.ftc.gov. Reports help law enforcement track and stop scams.
- Online or crypto scam? Tell the FBIFile at ic3.gov, the FBI's Internet Crime Complaint Center.
- Gave out your SSN?Get a recovery plan at identitytheft.gov and freeze your credit with Equifax, Experian and TransUnion. It's free.
- Forward the text to 7726That spells SPAM on your keypad. It's free and helps carriers block the sender.
- Change your passwordsStart with email and banking if you typed them anywhere. Full guide

